https://www.dianomi.com/click.epl?pn=141848&offer=36821856&savid=366571&can_cookie=1&unique_id=aPokbOH4Tn73xuZHnu4MRQAAACg&adv=75917&said=71496&cf=456.3057.Hotcopper&smartreferer=https%3A%2F%2Fhotcopper.com.au%2Fthreads%2Fann-general-wbc-appendix-3b-issue-of-floating-and-fixed-rate-notes.2443378%2F%3Fpost_id%3D14627511