https://www.dianomi.com/click.epl?pn=144835&offer=36828711&savid=373179&can_cookie=1&unique_id=aPlAfHskI8srhwcsfIP8jgAAAA4&adv=75916&said=71495&cf=456.3057.Hotcopper&smartreferer=https%3A%2F%2Fhotcopper.com.au%2Fthreads%2Fann-bell-potter-conference-presentation.8440965%2Fpage-27%3Fpost_id%3D77975785