https://www.dianomi.com/click.epl?pn=133777&offer=36820786&savid=347171&can_cookie=1&unique_id=aPpAZL8UBAiNwPTsSUIUXAAAAC8&adv=75916&said=71495&cf=456.3057.Hotcopper&smartreferer=https%3A%2F%2Fhotcopper.com.au%2Fthreads%2Fconsumers-win-and-payday-lenders-lose-in-federal-governments-response-to-sacc-laws-inquiry.3075254%2Fpage-4%3Fpost_id%3D20971019